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Showing posts with the label debt-free

How We Chose Our Disney Cruise

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There is a huge debate out there in the Interwebs that starts with the question, "Is a Disney Cruise worth it?"  Seriously, just Google that and you'll see for yourselves.   Like I mentioned before, the answer to that question is completely subjective, depending on what's important to you.  For us, the only other cruise Ken and I have taken was on Disney Cruise Line .  The Disney "magic" cannot be denied!  It also happened to be the name of the ship we sailed back in 2008. When we began considering a cruise, we did look at other cruise lines.  They cost significantly less. (Click here to read about ways we found to save for a vacation.) My parents cruise extensively, enjoying a few cruise lines, and had taken our older kids on a Royal Caribbean cruise, each on their 13th birthdays, so we knew Disney wasn't the only option. Mackenzie said the Royal Caribbean trip was her favorite cruise, but she wants to see how cruising Disney as a teen will compar...

Saving for a Trip

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I went in to this a bit before, but here are some small ways we save money daily. These can add up to big savings over a full year: No cable. We've been without cable for over 10 years. It's become easier and easier with free online content. We do pay for a Netflix subscription, but otherwise watch free Hulu, YouTube, and sometimes take advantage of free 30-day trials of YouTube Red, Hulu Plus, and Amazon.  We have bunny ears we drag out if there is something we really want to watch with the rest of the world, such as Nyle DiMarco on DWTS or the Super Bowl.  Savings: $120/month or $1440/year Ken has even started getting in on the haircut action. Haircuts.  While living in Vegas, a friend taught me some haircutting basics, then I used YouTube to help me do a halfway decent job.  I don't trust myself on the girls' haircuts, but I can use a razor.  I DO color my girls' hair.  That has saved us hundreds of dollars I won't even factor in here.  I...

How We Plan for an Expensive Trip

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As mentioned previously, the Brownies have a  major 2-week vacation  planned for September. It's the first true vacation we've taken since our  RV trek to NAD  4 years ago this very month. I remember when we had our cruise planned back in 2010, a friend asked, "Why would you spend so much money on a Disney Cruise?! Why not buy a car or something? That money is gone in a week!" Evidently,  our  friends aren't the only ones who feel that way.  I've recently seen several bloggers discuss and defend their spending on vacations. Here's a  snarky one  that is Disney-specific, and another post from a general  travel blogger .  By the way, I enjoy a little well-placed snark now and then. We've waited 6 years for this and it's truly a dream vacation for us. After the kids willingly gave up their trip in 2010, we promised we would go in the future. Since that time, we've taken several major hits on our income.  That's a long story,...